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Classy Pay
A payment processing solution built exclusively for nonprofits.
Payment Processing, Exclusively for Nonprofits
Classy Pay is Classy’s end-to-end payment processing solution, built on the Stripe architecture to meet the unique needs of the modern nonprofit. Offering industry-leading fraud prevention tools, automatic credit card updating for recurring gifts, and payout reconciliation right inside your Classy account, Classy Pay allows your nonprofit to get paid faster and easier than ever before. Low processing fees and no hidden charges ensure you’re spending more money where it matters most—your mission.
Save Time and Money
We're proud to offer low processing rates for credit card and ACH transactions. Get faster access to your funds with daily cash-out, and reconcile your payments and deposits right from your Classy account, where all of your transaction data lives in one place.
“I love being able to log into the Classy dashboard and have everything I need for reconciliation right there.”
Mark Hackett
Executive Director
Operation Broken Silence
Powerful Fraud Prevention
Protect your organization and your donors with industry-leading fraud prevention tools. Stripe Radar is built directly into the payment flow and automatically detects and blocks fraudulent payments. Enjoy stronger security with fewer false positives, so you and your donors can rest easy.
Retain More Recurring Gifts
Did you know that 47% of nonprofits make no attempt to retain a recurring gift after a credit card expires?* Classy Pay’s automatic credit card updater works behind the scenes with card networks to update payment details when a card expires or is lost or stolen, so your fundraising won’t miss a beat.
* The Nonprofit Recurring Giving Benchmark, a 2018 study conducted by Salesforce & NextAfter
Invested in Innovation
We're focused on building more flexible payment options so your donors can donate how, when, and where they want, and this is just the beginning. Classy Pay supports payments by credit card, ACH, and digital wallets, including Apple Pay, Google Pay, and Microsoft Pay.
Switching Is Easy
If you're a current Classy customer and are interested in switching from your current payment processor to Classy Pay powered by Stripe, talk to your Classy Rep today to get started.
Talk to your Classy Rep to learn more about Classy Pay powered by Stripe.
Sign up for Classy Pay powered by Stripe in Classy Manager.
Once verified, enter your bank account details in Classy Manager to ensure prompt fund disbursement.
See the Classy Advantage
Classy supports the following payment processing solutions to accept donations and process payments online: Classy Pay, WePay, Authorize.net, and Braintree.
 |  |  |  | |
|---|---|---|---|---|
| Payment Processor Fees | 2.2% + $0.30 for Visa, Mastercard, and Discover +1% for American Express | 2.2% + $0.30 for Visa, Mastercard, and Discover +1% for American Express | Specific to the merchant account | 2.2% + $0.30 for Visa, Mastercard, and Discover +1.05% for American Express + 1% for International |
| Other Costs (Non-Fees) | None | None | $49 Setup Fee $25 Monthly gateway fee | Checkout with PayPal button available with a predetermined PayPal transaction fee |
| Merchant of Record | Your Nonprofit | Your Nonprofit | Your Nonprofit | Your Nonprofit |
| Frequency of Fund Deposits | Daily, weekly, or monthly | Daily, weekly, or monthly | Real-time | 2-3 Business Days for Visa, Mastercard, and Discover. 3-5 Business Days for American Express. |
| Classy Transaction Fees | Collected at the time of checkout | Collected at the time of checkout | Invoiced monthly | Invoiced monthly |
| Self-Service Donor Tools | Donors may update billing information through the Classy Supporter Profile | Donors may update billing information through the Classy Supporter Profile | Donors may update billing information through the Classy Supporter Profile | Donors may update billing information through the Classy Supporter Profile |
| Fraud Prevention | Stripe Radar fraud prevention and monitoring services included | Dedicated Trust & Safety Team that monitors all account activity | Fraud filters that must be adjusted within the merchant account | Fraud filters that must be adjusted within the merchant account |
| Setup Time Frame | Same day | Same day | 3-5 business days | US: 2 weeks Canada: 3-6 weeks |
| Chargebacks | $15 per chargeback | No chargeback fee | $25 per chargeback | $15 per chargeback |
| ACH Payments | 1% + $0.30 | Not Supported | Not Supported | Not Supported |
Want to learn more about the benefits of Classy Pay?
Fill out this form to receive more information and get in touch with an expert.
FAQ
What support is available for organizations using Classy Pay?
The Classy Care team is standing by to help out with any questions relating to Classy Pay payments or disbursements. You can find answers to commonly asked questions in our support center, or click here to get in contact with the Care team. And as always, you can monitor the health of all Classy systems on our status page.
I have recurring donations processing on another payment processor. Can I migrate them to Classy Pay?
Absolutely. We encourage you to migrate your recurring donors over to Classy for two reasons: a) it keeps all your online giving in one place, and b) we’ve built the Classy platform with donor retention and engagement top of mind. Our Professional Services team will partner with you along every step of the migration. We provide a template of the fields required for the migration, work with you to correct any issues with the data, and facilitate the re-tokenization process. Finally, we provide metrics on how those recurring donations are processing for the two weeks following the migrations.
Who can use Classy Pay?
Any US-based 501c3 organization with a Classy Pro Lite, Pro, or Enterprise plan can use Classy Pay to process payments online.
What are the fees for using Classy Pay?
Credit card transactions are processed at 2.2% + $0.30 per transaction for Visa, Discover, and Mastercard transactions.
For American Express transactions, the fees are 3.2% + $0.30.
ACH transactions are processed at a rate of 1% + $0.30 per transaction.
There are no setup costs, maintenance costs, or support fees for Classy Pay.
Additional charges may apply, including platform subscription and transaction fees.How does Stripe Radar work?
Stripe Radar automatically detects and blocks fraudulent payments using the power of machine learning to evaluate each payment’s risk level in real time by tapping into data from Stripe’s global network of millions of businesses.
When a business using Stripe sees a new card for the first time, there's an 89% chance that Stripe Radar has previously seen the card elsewhere on the Stripe network. This data all feeds into our fraud modeling, along with card blacklists from Stripe’s financial partners.
Adding these additional signals to identify fraud helps businesses reduce fraud by up to an additional 25% over other fraud prevention methods.